Panama travel tips for first-timers: What to know

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Panama is smaller than most of its neighbors, but it’s packed with variety. You can wake up in the rainforest, have lunch in a glassy high-rise, and watch the sun set over the Pacific, all in the same day. The Panama Canal is worth a look, but don’t stop there. You’ll find Caribbean culture in Colón, cloud forests in Boquete, and some of Central America’s best surf in Santa Catalina. Bocas del Toro does beach bars and boat taxis, while Panama City mixes street food stalls with rooftop views. It’s hot, humid, and loud in all the right ways. These Panama travel tips will help you skip the rookie mistakes and get to the good stuff faster.

When is the best time to visit Panama?

The best time to visit Panama depends on what you’re after: sunny beaches, jungle treks, or fewer crowds in the city. With a tropical climate and two coasts, Panama doesn’t have four seasons. What it does have is a dry season, a wet season, and a few in-between weeks that locals wish lasted longer. Here’s how to plan it right.

  • Dry season (mid-December to April) is the easiest time to travel. Skies are clear, roads are in better shape, and it's perfect for beach time in the San Blas Islands or surfing on the Pacific coast. It’s also when Panama is busiest, especially during local holidays and Carnaval in February, so expect higher prices and book ahead.
  • Shoulder months (late April to early June, and November) are hit or miss. You might get lucky with decent weather and fewer tourists, especially in places like Boquete or Santa Catalina. Rain usually comes in short bursts, not all-day downpours.
  • The wet season (May to November) is known as the green season. Expect daily rain, mostly in the afternoon, especially in the highlands and jungle. It’s not ideal for hiking, but it’s good for surfing and river trips. The Caribbean side (including Bocas del Toro) gets rain year-round, but September and October are usually drier.

What to pack: Lightweight, quick-drying clothes and a proper rain jacket. Flip-flops for the coast, hiking shoes for the highlands, and bug spray that actually works. It’s humid everywhere, so leave the jeans at home.

Is Panama expensive?

Panama isn’t dirt cheap, but it offers solid value, especially if you skip the flashy resorts, eat where locals eat, and avoid hopping on a domestic flight every other day. Costs creep up fast in beach towns and island hubs, but smart choices go a long way.

A visit to the Panama Canal’s Miraflores Visitor Center costs around $17(about €16), and that’s just the viewing platform. Want to actually cruise the canal? Tours range from $70 to $150 (€65-140), depending on how much of the canal you cover. Domestic flights to Bocas del Toro or the Darién are quick but pricey, especially if booked last-minute.

  • On a tight budget (around $40-60/€37-55 per day), you can stick to hostels, street food (think empanadas, tamales, and fried fish), and long-distance buses. Chicken buses and shared taxis keep transport costs low, even if comfort takes a hit.
  • With a mid-range budget ($80-120/€75-110 per day), you can go for guesthouses or boutique stays, take the occasional domestic flight, and join guided day trips, like hiking around Boquete or island-hopping in San Blas.

More to spend? Panama has some surprisingly slick luxury options. Think overwater bungalows in Bocas, jungle lodges near Gamboa, or private yacht charters to remote islands. It’s high-end, but still cheaper than most Caribbean or North American equivalents.

Darien jungle, Panama © Shutterstock

Darien jungle, Panama © Shutterstock

Is Panama safe for travelers?

Yes, Panama is generally safe, especially in popular destinations like Panama City, Boquete, and Bocas del Toro. Most travelers get around without trouble, but this is still a country where a bit of street smarts goes a long way. From city corners to coastal islands, here’s what to keep in mind.

Crime and personal safety

Petty theft is the main concern. Pickpockets work public buses, busy markets, and crowded areas like Albrook Mall or the Cinta Costera. Violent crime is rare in tourist spots, but certain districts in Panama City (like El Chorrillo or parts of San Miguelito) are best avoided entirely.

Solo travelers, including women, usually do fine, especially in touristy areas. But outside the main routes, things can feel more conservative. Dress modestly, avoid flashy gear, and trust your instincts.

To stay safe:

  • Keep valuables out of sight in public.
  • Avoid walking alone late at night, especially in poorly lit areas.
  • Use licensed taxis or ride-hailing apps like Uber and InDrive.
  • Ask locals or your hotel which neighborhoods to skip.
  • Be cautious at ATMs; use machines inside malls or banks.

Protests, politics, and roadblocks

Panama is politically stable, but protests and road closures do happen, usually over fuel prices, mining, or local grievances. These can block major roads, including the Pan-American Highway, and sometimes shut down public transport or ferry routes.

They’re not usually dangerous for travelers, but they can wreck your itinerary. Always check local news or social media for updates, and build in buffer time if you’re crossing provinces.

Nature and adventure safety

Panama’s real risks come from the elements. Tropical heat, rough sea conditions, and jungle terrain can catch you off guard if you’re unprepared. In places like the Darién, you’ll want a trusted Panama guide, this isn’t a DIY kind of destination.

Before heading into remote areas:

  • Let someone know your plans.
  • Pack for rain, bugs, and heat, even on short hikes.
  • Don’t assume there’s a phone signal or medical help nearby.
  • Choose tour operators with good safety standards, especially for diving, surfing, or island trips.

Laws, customs, and respect

Panamanians are friendly, but you’re still a guest. Be polite, ask questions, and don’t assume everyone speaks English, especially outside the capital.

  • Drugs are illegal, and penalties are serious.
  • Don’t photograph people without asking, especially in Indigenous communities like Guna Yala.
  • LGBT+ travelers are welcome in Panama City and Bocas, but open affection may draw attention elsewhere.
  • Be respectful during religious festivals and public ceremonies.

Do you need a visa for Panama?

Probably not, but it depends on your passport and your plans. For most travelers, Panama keeps the process refreshingly simple: show up, get stamped in, and go enjoy the beaches, jungles, and canal crossings. Still, it’s worth checking the rules before you book. Here’s what you need to know.

Visa-free entry for most

Citizens of the US, UK, EU countries, Canada, Australia, and dozens of other countries can enter Panama without a visa for up to 90 or 180 days, depending on your nationality. You’ll need a passport valid for at least three to six months beyond your arrival date (rules vary slightly by country).

You might be asked to show:

  • Proof of onward travel.
  • Evidence of funds (usually $500 or a credit card).

They don’t always check, but when they do, you’ll want to be ready.

Planning to stay longer?

There are no tourist visa extensions. If you want to stay past your allowed time, you’ll need to leave Panama and re-enter. Some travelers do a quick hop to Costa Rica or Colombia, but immigration officers can deny re-entry if they think you're gaming the system.

Planning to work, study, or volunteer? That’s a different story. You’ll need to apply for the correct visa in advance through a Panamanian consulate or embassy.

Entry requirements at the border

Panama doesn’t use entry cards, but you’ll get a passport stamp on arrival. Double-check that the number of days matches what you expect; it’s usually 90, but it can vary. Overstaying your visa can result in fines of $50 (about €47) per month, and you might be barred from re-entry if you push your luck.

Tropical seashore with solar powered beach house and coconut trees, Caribbean, Bocas del Toro, Panama © Damsea/Shutterstock

Tropical seashore with solar powered beach house and coconut trees, Caribbean, Bocas del Toro, Panama © Damsea/Shutterstock

How to stay healthy while traveling in Panama

Panama doesn’t make it hard to stay healthy, but the tropical climate, street food, and remote areas all come with their own challenges. You’re swapping altitude for humidity, and jungle treks for island-hopping, but you’ll still want to pack smart, prep a little, and take a few precautions along the way.

Medical care and pharmacies

Panama City has good hospitals and private clinics, many with English-speaking staff. Outside the capital, standards vary. In towns like Boquete or David, you’ll find decent care. On the islands or in rural areas? Expect basic facilities, long waits, or no access at all. Travel insurance with emergency evacuation is a smart move, especially if you’re heading into the jungle or the Comarca regions.

Pharmacies are everywhere, and many common medications (including antibiotics) are sold over the counter. Staff may speak limited English, so it helps to know the name of what you need. Bring any prescriptions you rely on, plus extras for stomach bugs, allergies, and motion sickness – especially if you’ll be taking boats or buses.

Vaccinations and health prep

No vaccines are required for entry into Panama, but some are strongly recommended, especially if you’re heading into jungle zones or rural areas:

  • Tetanus and diphtheria: For cuts and scrapes, especially if you’re hiking.
  • Hepatitis A: Transmitted via food and water.
  • Typhoid: Smart if you’re eating street food or heading off-grid.
  • Yellow fever: Required only if you’re arriving from a country with a yellow fever risk.
  • Rabies: Optional, but worth considering if you’re spending time in remote areas or volunteering with animals.

Malaria is low risk in most of Panama, but can be present in the Darién and parts of the Caribbean coast. Dengue, Zika, and chikungunya are more common, all mosquito-borne. There’s no vaccine, so prevention is key: use repellent and cover up.

Food, water, and stomach safety

Tap water in Panama City and larger towns is usually safe, but stick to bottled or filtered water if you’re unsure, especially in rural areas and on islands. Most travelers avoid drinking tap water across the board, including for brushing teeth.

Panama’s food scene leans toward fried, flavorful, and filling, but some dishes can be rough on the stomach. To play it safe:

  • Stick to freshly cooked, hot food.
  • Avoid raw salads and ice in rural areas.
  • Peel your own fruit.
  • Start slow with street food, busy stalls with quick turnover are your best bet.
  • Carry hand sanitizer and use it before eating.

Bugs, bites, and climate

  • Mosquitoes: These are your main annoyance, and potentially more. Use repellent with DEET or picaridin, especially at dusk and near water. Cover up in the jungle and coastal areas.
  • Heat and humidity: It’s hot year-round, and humidity can be brutal, especially in the lowlands. Stay hydrated, wear light clothing, and don’t underestimate sun exposure, even when it’s overcast.
  • Sunburn: The UV index in Panama is high. Use high-SPF sunscreen and reapply often, especially if you’re on a boat or at the beach.
  • Jungle safety: Scratches and insect bites can get infected quickly in humid environments. Clean wounds properly and pack basic first aid supplies.
  • Wildlife: You’re unlikely to run into anything dangerous, but don’t touch snakes, frogs, or insects you don’t recognize. And don’t go barefoot, even on the beach.
Embera Indian in Panama © Shutterstock

Embera Indian in Panama © Shutterstock

Cultural etiquette to know before visiting Panama

Panama is laid-back on the surface, but there are unspoken rules you’ll want to respect. It’s a country where personal space, politeness, and presentation matter more than you might expect. A few simple Panama travel tips will help you avoid missteps and connect more easily with locals.

Dress modestly, especially in rural areas

In Panama City, you’ll see everything from business suits to beachwear, sometimes on the same block. But outside urban areas, especially in the interior provinces and Indigenous communities, modest dress is important.

  • Shorts and tank tops are fine on the beach, but not for walking through town or entering public buildings.
  • Visiting churches or government offices? Cover your shoulders and knees, and avoid wearing hats indoors.
  • In Guna Yala or Emberá territories, dress respectfully, no swimwear unless you’re actually swimming.

Light, breathable clothing that covers your skin isn’t just respectful, it also protects you from the sun and mosquitoes.

Greetings and social behavior: polite and personal

Panamanians are friendly but formal at first. A simple “Buenos días” or “Buenas tardes” is expected when entering shops, cafes, or even elevators.

  • A handshake is the standard greeting, sometimes followed by a cheek kiss between close friends or relatives.
  • Use Señor or Señora until invited to be more casual.
  • Titles matter, if someone’s a doctor, engineer, or professor, use it.
  • Don’t skip greetings; ignoring people is considered rude, even in passing.

If you’re invited to someone’s home, bring something small: fruit, pastries, or even a cold drink. Being five to ten minutes late is fine. Just don’t show up early.

Public behavior: stay chill, stay respectful

Panama is more conservative than it seems, especially outside the city.

  • Loud or aggressive behavior in public draws attention, and not the good kind.
  • Public displays of affection are fine in Panama City or Bocas del Toro, but tone it down elsewhere.
  • Public drunkenness is frowned upon, even during holidays or festivals.
  • Avoid talking politics or corruption with people you’ve just met; it’s a touchy subject, and opinions run deep.

Eating and table manners: take your time

Mealtimes are often social, especially lunch. People take pride in their food, even at roadside stalls, so don’t rush through it.

  • Wait until everyone’s seated before starting to eat.
  • Use utensils, even for casual dishes like fried chicken or empanadas.
  • Buen provecho” is the standard mealtime greeting; say it and respond when others do.
  • If you’re served at someone’s home, try everything and compliment the cook, even if it’s not your favorite dish.
  • Clearing your plate quickly might be seen as a sign you want more; pace yourself.

Religion and local customs

Panama is mostly Catholic, but there’s also a strong mix of Indigenous, Afro-Caribbean, and evangelical traditions. Festivals and religious events are important community moments, not tourist entertainment.

  • Dress conservatively for church visits.
  • Take your hat off indoors.
  • Don’t take photos during religious ceremonies without asking, especially in Indigenous communities.
  • Show quiet respect during processions or local celebrations.

In places like Guna Yala, ask permission before taking photos of people or homes, and be prepared to offer a small tip if allowed.

Tipping: not mandatory, but appreciated

Tipping isn’t expected everywhere, but it’s a kind gesture that goes a long way, especially in tourist areas.

  • In restaurants, 10% is standard if service isn’t already included.
  • Taxi drivers don’t expect tips, but you can round up or tip if they help with bags.
  • Guides, porters, and hotel staff often rely on tips; even a couple of dollars makes a difference.
Pearl Islands, Panama © Shutterstock

Pearl Islands, Panama © Shutterstock

Is Panama a good destination for families?

Absolutely, if your family’s idea of a good time includes boat rides through mangroves, island beaches with no cars, and sloths hanging out in the trees. Panama with kids is less about theme parks and more about real-world adventures: wildlife, culture, and tropical landscapes packed into a country you can actually cross in a day. Just be ready for heat, some long drives, and a few logistical curveballs.

Where to go with kids in Panama

  • Panama City is a solid starting point. The Biomuseo (designed by Frank Gehry) is colorful, interactive, and easy to navigate. The Cinta Costera is great for scooters and bikes, and Casco Viejo has enough ice cream stops to keep kids going between colonial landmarks. Don’t miss the Panama Canal, Miraflores has a visitor center where kids can watch giant ships squeeze through the locks.
  • Bocas del Toro is a favorite for families who want beach time without the resort scene. Water taxis are fun, beaches are calm (especially on Isla Carenero or Starfish Beach), and it’s easy to spot dolphins, starfish, and tropical fish. Just be cautious with younger kids – some beaches have strong currents, and medical care is limited.
  • Boquete is a hit with nature-loving families. There are trails short enough for little legs, coffee farms where kids can see the whole bean-to-cup process, and ziplining or hot springs for older kids and teens. Cooler weather is a nice break from the heat.
  • San Blas (Guna Yala) offers a completely off-grid island experience. No Wi-Fi, no cars, and simple cabins on postcard-perfect beaches. Best for older kids who can handle boat rides and unplugged days.
  • Soberanía National Park and Gamboa are great for jungle walks and wildlife watching near the capital, think monkeys, toucans, and riverboat rides without straying too far from decent infrastructure.

Getting around and where to stay

Panama isn’t very stroller-friendly; sidewalks can be narrow or broken, and you’ll often find yourself on dirt paths or docks. A baby carrier is more useful, and older kids should be good walkers.

Domestic flights (like to Bocas) save time but aren’t always cheap. Renting a car gives you flexibility, especially in places like the Azuero Peninsula or Chiriquí. For long drives, bring snacks and plan bathroom breaks; roadside facilities vary widely.

Accommodation runs the gamut from big-name hotels with pools in the city to family-run eco-lodges and beach cabanas. Many places to stay in Panama welcome families, but don’t always advertise it. Call ahead if you need extra beds or kid-friendly features.

Food, supplies, and eating out with kids

Panamanian food is easygoing and kid-friendly. Think rice and beans, fried fish, grilled chicken, patacones (fried plantains), and lots of fruit. Spice levels are mild, and you’ll find comfort-food options like pasta and burgers almost everywhere.

  • High chairs are hit-or-miss.
  • Kids’ menus are rare, but portions are often shareable.
  • Supermarkets in cities stock baby formula, diapers, and snacks. Outside urban areas, options get limited fast.

Restaurants are generally family-friendly, even if not specifically geared toward kids. Meltdowns are met with smiles, not side-eyes.

san-blas-panama-shutterstock_1138793390

San Blas, Panama @ Shutterstock

Best places to visit in Panama

Panama isn’t just about the canal. This small country crams in two coastlines, rainforest, mountains, and a city skyline that rivals Miami. Whether you’re into wildlife, waves, or winding colonial streets, there’s more here than most travelers expect. These are the best places to visit in Panama, and why they’re worth your time.

  • Panama City: The capital is loud, lively, and full of contrasts. One minute you’re watching ships crawl through the Panama Canal, the next you’re bar-hopping in Casco Viejo, the city’s colonial core. Don’t skip the Biomuseo or the Cinta Costera for sea views and street snacks. It’s busy, yes, but there’s nowhere else like it in Central America.
  • Bocas del Toro: Caribbean islands with color and chaos in equal measure. Isla Colón is the main hub, with beach bars and boat taxis, while Isla Bastimentos offers quieter vibes and wilder beaches. Snorkeling, surfing, and sloth-spotting are all on the menu, along with the best seafood rice you’ll find in Panama.
  • Boquete: Cooler air, coffee farms, and cloud forest trails make this highland town a favorite. Hike to the Volcán Barú summit for sunrise views of both oceans (on a clear day), or zipline through the treetops. The pace is slower here, but the outdoor options are anything but boring.
  • San Blas Islands (Guna Yala): Over 300 islands are scattered off the Caribbean coast, managed by the autonomous Guna people. White sand, no Wi-Fi, and minimal infrastructure, this is an off-grid paradise. Come for the best beaches in Panama beaches, but respect the culture. You'll sleep in a basic hut and love every minute of it.
  • Santa Catalina: This small Pacific surf town has big waves and chill energy. It’s the main jumping-off point for trips to Coiba National Park, a marine reserve with top-tier diving, snorkeling, and whale watching in season. On land, it’s all hammocks, sunsets, and sandy feet.
  • El Valle de Antón: The Crater town is surrounded by mountains, waterfalls, and jungle trails. It's an easy weekend getaway from Panama City and a good break from the heat. Hike to India Dormida, browse the local market, or soak in natural hot springs.
  • Soberanía National Park and Gamboa: Just 45 minutes from Panama City, this area is packed with wildlife: toucans, monkeys, and even the odd sloth if you’re lucky. Walk the Pipeline Road, take a boat trip on Lake Gatun, or visit the Gamboa Rainforest Reserve for an easy-access jungle fix.
  • Azuero Peninsula: Panama’s cultural heartland. Pedasí and Playa Venao offer a mix of surf and charm, with beaches that are still blissfully uncrowded. Time your visit with a local festival if you can; the Carnaval in Las Tablas is one of the biggest in the country.
  • Darién Province: Not for casual travelers. The Darién is raw, remote, and home to some of the best rainforest biodiversity in the Americas. Go with a guide, and only if you’re prepared. For serious adventurers, this is Panama at its wildest.
Blue-gray Tanager (Thraupis episcopus), Soberania national Park, Panama © Shutterstock

Blue-gray Tanager (Thraupis episcopus), Soberania national Park, Panama © Shutterstock

How long to spend in Panama

Panama may look small on the map, and it is, but don’t let that fool you. Two coasts, rainforest, highlands, and a surprisingly big-city capital all mean that even short distances can take time. Boat transfers, weather delays, and winding mountain roads slow things down in all the right ways. Whether you’re here for the beaches, wildlife, culture, or canal, how long you spend in Panama shapes your whole experience.

Ask yourself:

  • Are you just here for a quick getaway, or trying to see the full range of landscapes?
  • Are you flying between regions or doing it all by road (and boat)?
  • Do you want to tick off highlights, or leave space for hammocks and slow breakfasts?

Rough timing breakdown

  • 5 days in Panama: Focus your trip. Pick either Panama City + Canal + jungle day trip, or go straight to Bocas del Toro for Caribbean beaches and boat rides. It’s tight, but doable if you stick to one region.
  • 7 days in Panama: The sweet spot. Combine Panama City, a few nights in Boquete or the highlands, and beach time in Bocas del Toro or San Blas. Flights help maximize time, but road trips are part of the fun, too.
  • 10 days in Panama: Now you’re moving. Do a full circuit: Panama City, Canal, Soberanía National Park, Boquete, Azuero Peninsula, and San Blas or Bocas. You’ll see coast, culture, and cloud forest – and still have time to relax.
  • 2-3 weeks in Panama: Go deeper. Explore remote areas like Santa Fe, the surf town of Santa Catalina, or the wild edges of Darién Province (with a guide). This is the version of Panama most travelers miss: fewer tourists, more adventure.

What’s the best way to plan a Panama itinerary?

Planning a trip to Panama means embracing variety. One day you’re in a highland cabin sipping coffee from the farm next door; the next, you’re boating through mangroves or watching the sun go down over the Pacific. A good Panama itinerary isn’t about cramming everything in; it’s about leaving space to pause. That might be for a jungle trail detour, a surprise sloth crossing the road, or just a long lunch with a sea view. Go too fast, and you’ll miss what makes Panama special.

Start with how long you’ve got

  • Under a week: Focus on Panama City. See the Canal, explore Casco Viejo, take a day trip to Soberanía, or go snorkeling in Portobelo. No need to move around too much.
  • 7-10 days: Combine the capital, the jungle, and a beach destination. Fly to Bocas del Toro or sail to San Blas. Or take the highland route to Boquete and break up the drive in Santa Clara or El Valle.
  • 2 weeks: Add more culture and coast. Explore the Azuero Peninsula (Pedasí and Playa Venao), spend time in Boquete, and choose either San Blas or Bocas for your beach fix. You’ll need a mix of road, boat, and maybe a domestic flight.
  • 3-4 weeks: Time to go slow and explore deeply. Hit both coasts, detour to quiet spots like Santa Fe or Isla Cañas, or head off-grid to Darién (with a guide). If you’re into surfing, diving, or birding, this is when Panama really opens up.

Match your itinerary to your travel style

Love nature and wildlife?

  • Soberanía National Park: Great birdwatching, close to the city.
  • Boquete: Hikes, waterfalls, and cloud forest creatures.
  • Coiba National Park: Diving, whales, and coral reefs.
  • San Blas + Guna Yala: Raw nature with minimal infrastructure.

Want to relax?

  • Bocas del Toro: Chill beaches, laid-back vibes, island time.
  • Playa Venao: Surf town with yoga, cafés, and sunsets.
  • El Valle de Antón: Cooler air and slow days in a mountain crater.
  • Santa Catalina: No frills, but perfect for hammocks and stargazing.

Curious about culture and local life?

  • Casco Viejo: Panama City’s historic heart.
  • Azuero Peninsula: Festivals, folklore, and traditional towns.
  • Guna Yala: Indigenous-run islands with unique customs (respect required).
  • Portobelo: Afro-Caribbean heritage and rich colonial history.

Getting around Panama: be realistic

Transport in Panama is better than you might expect, but country’s geography means you’ll need to plan smart.

  • Domestic flights (Panama City to Bocas or David) save time but can book out fast.
  • Buses are cheap and cover most of the country, though journeys are long.
  • Car rental works well for road trips to Azuero or Boquete, just drive carefully in rural areas.
  • Boat transfers are essential in San Blas and Bocas, expect delays.
  • Taxis and apps like Uber work well in Panama City, but not outside urban areas.
Kuna Yala Panama

Kuna Yala Panama @ Shutterstock

How to slow travel in Panama

Panama isn’t just a country to pass through on your way from Colombia to Costa Rica. It’s a place that makes more sense when you slow down. It’s in the conversations with your boat driver, the three-hour lunch that turns into a hammock nap, or the morning mist hanging over a highland trail. If you want more than snapshots and highlights, slow travel in Panama is the way to go.

Take your time in Panama City

Don’t treat the capital as a quick stopover. Settle into a café in Casco Viejo, wander without a plan, and watch cargo ships inch through the Canal from the Miraflores locks or a jungle path in Gamboa. Bike the Cinta Costera, catch a local baseball game, or just sit in the shade and watch the city hum.

Stay put in the highlands

In Boquete, skip the checklist of hikes and tours. Walk slow. Talk to farmers. Try the local coffee at the source. Rent a cabin and listen to the cloud forest come alive at dawn. Trails like Pipeline or El Pianista aren’t about conquering summits, they’re about noticing birds, bugs, and the rhythm of the trees.

Let the islands set your pace

The best way to travel in Bocas del Toro or San Blas? Let go of schedules. Boats run when they run. Meals take time. Bring a book, lose the Wi-Fi, and listen to the sea for a few days. Stay on a quieter island like Isla Bastimentos or with a Guna family in a thatched-roof hut. Let the slowness shift your sense of time.

Travel overland, even when it’s not efficient

Bus rides in Panama aren’t always fast. but they’re full of real life. You’ll pass through roadside fruit stands, jungle hillsides, and sleepy towns with loud music and slow lunches. Drive the Azuero Peninsula at your own pace. Stop for festivals, detour to quiet beaches, or just pull over when you see something weird and wonderful.

Stay longer, dig deeper

Instead of hopping from coast to coast, spend more time in fewer places. Volunteer at a wildlife center. Learn a few words of Ngäbere or Guna. Visit the same bakery each morning until they know your order. These aren’t just “authentic experiences”, they’re the stuff that sticks with you.

Approaching one of the many islands in Panama

Approaching one of the many islands in Panama

How to handle money and payments in Panama

Panama’s economy runs on the US dollar, which locals call balboas (though you’ll rarely see actual balboa coins). This makes things easy if you're coming from the States, no exchange rate math, no conversion fees at every corner. But there are still a few things to know before you start swiping or spending.

Cards work, until they don’t

Credit and debit cards are widely accepted in Panama City, major hotels, restaurants, supermarkets, and larger tour companies. But once you leave urban areas, cash is still essential. Street vendors, colectivo drivers, and small-town shops rarely take cards.

Always carry some cash, especially in:

  • Bocas del Toro
  • San Blas (Guna Yala)
  • Azuero Peninsula towns
  • Highland villages like Boquete or Santa Fe

Some places charge an extra fee for using a card, usually 3-5%, or set a minimum purchase.

ATMs are reliable in cities

You’ll find ATMs in all cities and most towns. Stick to machines at major banks like Banco General, Banistmo, or Multibank. ATMs inside malls, gas stations, or supermarkets tend to be more secure.

Fees vary depending on your home bank, but most local machines charge $3-5 per withdrawal. Choose to be charged in USD, not your home currency, for the best rate.

In remote areas, ATMs may not exist, may run out of cash, or might not work with international cards. Don’t get caught short.

Currency exchange

Panama officially uses two currencies: the US dollar and the Panamanian balboa, but they're 1:1, and in practice, it’s all USD. You’ll get US dollar bills and a mix of US and Panamanian coins.

There’s no need to bring euros or exchange foreign currency; just withdraw USD from ATMs, or bring dollars with you. Currency exchange houses exist, but the rates aren’t great, and they’re mostly used by travelers coming from South America.

Canopy Tree Trek in Boquete, Panama © Shutterstock

Canopy Tree Trek in Boquete, Panama © Shutterstock

What are the most common scams?

Panama is generally safe and welcoming, but anywhere with a steady stream of tourists is bound to attract a few hustlers. Most scams here are small-time, more annoying than dangerous, but they can still cost you time, money, or patience. These Panama travel tips will help you avoid the traps and focus on the good stuff.

  • Taxi tricks: A classic move, especially around Panama City and airports. Drivers may quote inflated fares or claim the meter’s “broken” (most taxis don’t use meters anyway). Some will loop you around town to rack up a higher price. Always agree on the fare before you get in. Use Uber or InDrive in cities; they’re cheaper, safer, and you avoid the haggling.
  • Fake tour operators: This pops up in places like Bocas del Toro, Casco Viejo, and Santa Catalina. Someone offers a cheap island tour or day trip, takes your deposit, then disappears, or delivers a watered-down version of what was promised. Book through established agencies with real offices and reviews. Ask for written confirmation with times, prices, and what's included.
  • Currency confusion: Since Panama uses the US dollar, this scam’s rarer, but it happens. A vendor might do a quick switch, then claim you handed over a $1 instead of $10 or $20. This is most common in busy markets or when paying with larger bills. Count out bills clearly and slowly. Stick to smaller denominations when possible.
  • “Helpful” strangers: At bus terminals, ATMs, or in busy areas, someone might offer to help with your bag, directions, or a machine, then expect a tip or try to lift your wallet. Be polite but firm. Keep valuables close and don’t hand your bag to anyone you didn’t ask for help from.
  • Distraction scams: A sudden bump in a crowd, someone spilling a drink, or asking you to take a photo, all tricks to divide your attention while a partner grabs your stuff. Stay alert in crowded markets, festivals, and on public transport. Don’t leave bags dangling off chairs or open in busy spots.
  • Overpriced or fake goods: That “authentic Panama hat” is probably made in China. The same goes for “handmade Guna crafts” sold in airports or on the street. For real molas, buy directly from Guna communities or fair trade shops. And just so you know: the original “Panama hat” is actually from Ecuador.
Women in the national pollera dress, Panama © Nori Jemil

Women in the national pollera dress, Panama © Nori Jemil 

How to travel responsibly and ethically in Panama

Panama offers wild nature, rich cultural traditions, and some of the most diverse communities in Central America, from Afro-Caribbean towns to Indigenous island villages. But with easy access comes responsibility. These Panama travel tips will help you explore with more care, less impact, and a deeper sense of connection.

  • Dress respectfully, especially in rural and Indigenous areas: On the beach, anything goes. But in Guna Yala, Ngäbe-Buglé, and other traditional communities, modest clothing shows basic respect. Cover your shoulders and knees, avoid flashy or revealing outfits, and don’t walk around in swimwear away from the coast. You’ll be received better, and travel more responsibly.
  • Learn a few words of Spanish: English is spoken in tourist zones, but it’s not the norm across the country. Simple phrases like buenos días (good morning), gracias (thank you), and por favor (please) go a long way. In Guna territory, try saying nuedi (hello). People appreciate the effort, even if your accent is off.
  • Support local communities and artisans: Buy your souvenirs from local markets or directly from Indigenous cooperatives, not the airport gift shop. If you're in Guna Yala, pay fair prices for handmade molas. In the Azuero Peninsula, look for locally made pottery or masks. These purchases keep culture alive and money in the community.
  • Respect nature and protected areas: Panama’s biodiversity is world-class and fragile. Stick to trails in national parks, don’t feed wildlife, and never collect shells, coral, or plants. Whether you’re hiking in Boquete or diving in Coiba, follow the rules and leave no trace.
  • Ask before taking photos: Not everyone wants to be in your travel album. In Indigenous areas, especially, always ask before taking someone’s photo. A polite request, and sometimes a small tip, is the difference between cultural exchange and disrespect.
  • Avoid unethical wildlife experiences: Skip any tour that promotes animal selfies, caged animals, or performances. Llamas and parrots in plazas may seem harmless, but these animals are often stressed or mistreated. Choose eco-lodges and wildlife tours that focus on conservation, not entertainment.
  • Cut down on waste and water use: Bring a reusable water bottle and filter if you’re heading off-grid. Avoid plastic bags, say no to straws, and don’t expect a fresh towel every day. In many parts of Panama, especially in island communities, resources are limited, and trash disposal is a real problem.
  • Don’t give money to children: It encourages skipping school and creates long-term harm. If you want to help, donate to vetted local charities or buy from family-run businesses. Your impact will go further and do more good.
  • Be curious, not intrusive: Panama’s cultures are layered and diverse. It’s fine to ask questions, but listen more than you speak. Don’t treat communities like photo ops, and don’t expect everywhere to cater to you. Real connection beats a perfect picture, every time.

Don’t treat San Blas like a resort trip

The San Blas Islands, also known as Guna Yala, are not your typical Caribbean escape. This is an autonomous Indigenous territory, managed by the Guna people, with rules that protect both their culture and the environment. There are no resorts, no high-speed Wi-Fi, and no luxury buffets. What you will find are palm-lined beaches, basic cabins, and the chance to disconnect completely.

Respect matters here. Dress modestly when you're not on the beach. Ask before taking photos of people, and leave your drone at home unless you have permission. Bargaining over prices is considered rude. Meals are simple and shared, electricity is limited, and water is precious. If you're expecting a polished beach holiday, you’re in the wrong place. But if you’re open to a slower, more grounded experience, this is one of the most memorable places in Panama.

Cash is king outside the cities

In Panama City, you can use cards almost everywhere, from restaurants to ride apps. But the moment you head to the islands or smaller inland towns, you’ll need cash. Many places simply do not accept cards, and even when they do, the machines often fail or lose signal. ATMs are hard to find in places like Bocas del Toro or Guna Yala, and they sometimes run out of money entirely. Bring enough cash before you leave a major town, and carry small bills.

Breaking a fifty-dollar note at a roadside shop or on a water taxi is nearly impossible. Local buses, beach cafés, and market stalls all expect cash payments. It is not dramatic, but running out of cash in the middle of a multi-island trip is a mistake you only make once.

Pack for every climate, even on one trip

Panama might be in the tropics, but the weather can change completely depending on where you go. In the lowlands and coastal areas, it is hot and humid. In the highlands around Boquete, mornings can be chilly and evenings downright cold. If you're hiking Volcán Barú or exploring cloud forests, you will need warm layers and a waterproof jacket. Jungle areas like Soberanía or Gamboa are humid year-round, with heavy rain even during the so-called dry season.

Umbrellas are mostly useless in tropical downpours. Quick-drying clothes and solid walking shoes are more useful than sandals or flip-flops. Locals tend to dress neatly, even in the heat, so it helps to bring clothes that are comfortable but not too casual. If you're covering both coast and highlands, pack as if you’re visiting two different countries.